EtherX

  The Federal Deposit Insurance Corporation (FDIC) is preparing to introduce a comprehensive set of federal rules governing stablecoins, signaling a major turning point for the U.S. cryptocurrency industry. Officials have confirmed that the agency will propose formal prudential standards for stablecoin issuers early next year, following the release of an initial regulatory framework by the end of 2025. This move follows the passing of the GENIUS Act, a new federal law that formally brings certain stablecoin issuers under the supervision of U.S. banking regulators. For the first time, stablecoins used for payments will be governed under a nationwide framework rather than relying on a patchwork of state-level rules. What the Rules Are Expected to Cover The FDIC’s upcoming proposal is intended to introduce safety and stability measures similar to those applied to banks. Regulators are expected to address several key areas that will define how stablecoin issuers can operate in the...

U.S. regulators are accelerating efforts to bring stablecoin issuers under a formal regulatory framework as Federal Reserve Governor Michelle Bowman confirmed that new capital, liquidity, and diversification rules are currently being developed. The move represents a major step toward integrating stablecoins into the traditional financial system while reducing risks tied to digital asset payments. Stablecoins, which are designed to maintain a fixed value typically pegged to the U.S. dollar, have rapidly expanded across digital payments, trading platforms, and decentralized finance. However, the lack of uniform regulation has raised concerns about consumer protection, market stability, and reserve transparency. Bowman’s statement signals that federal agencies are now building enforceable standards to manage these risks more effectively. What the New Rules Will Likely Include The regulatory framework under development is expected to introduce requirements similar to those imposed on ...

Growing expectations of a Bank of Japan (BOJ) rate hike are sending shockwaves across global financial markets, with investors pulling money out of high-risk assets including stocks, bonds, and cryptocurrencies. The potential policy change from Japan’s central bank has now become the dominant catalyst driving market sentiment  replacing last week’s inflation data and U.S. interest-rate expectations as the primary concern for traders worldwide. Japan has spent decades maintaining ultra-low interest rates to stimulate growth, making the yen one of the cheapest currencies to borrow. Those conditions fueled massive carry trades where investors borrowed yen at near-zero interest rates and invested in higher-yielding markets abroad, including technology stocks, emerging markets, and crypto. Recent policy signals from the BOJ indicate that interest rates could soon rise for the first time in years. As a result, the Japanese yen has strengthened and government bond yields have climbed s...

  GoTyme Bank has officially rolled out its new Go Crypto feature nationwide, giving customers across the Philippines access to cryptocurrency investment directly through its mobile banking app. The move marks a significant step toward making digital assets more accessible to everyday Filipinos by integrating crypto trading into mainstream banking services. With the nationwide launch complete, users can now buy, sell, and hold cryptocurrencies without needing third-party exchanges or separate wallet applications. Everything is handled securely within the app, offering bank-level safety alongside the freedom of digital investment. 11 Cryptocurrencies Now Available The Go Crypto feature currently supports 11 major cryptocurrencies, giving customers diversified exposure to some of the most widely used digital assets in the global market. These include Bitcoin, Ethereum, Solana, Ripple, Polkadot, Litecoin, Bitcoin Cash, Avalanche, Uniswap, Chainlink, and Aave. By making these ass...

South Africa has taken a major step toward regulating the digital asset sector after officially classifying cryptocurrencies and stablecoins under a new financial risk category called technology-enabled financial innovation.   The move was announced in the country’s latest Financial Stability Review and highlights growing concern over the impact of digital currencies on the broader financial system. This new classification acknowledges that crypto assets are no longer a fringe market but a rapidly expanding sector with the potential to affect financial stability, capital movement, and consumer protection. Regulators now formally consider digital assets as part of emerging financial technology risks rather than treating them as isolated investment instruments. Growing Adoption Triggers Concern The decision follows a sharp increase in cryptocurrency usage across the country. Millions of citizens now hold trading accounts, and digital asset exchanges collectively manage tens of bi...

The World Federation of Exchanges (WFE) has called on the U.S. Securities and Exchange Commission (SEC) to avoid granting broad regulatory exemptions that would allow cryptocurrency companies to sell tokenized U.S. stocks without following the same rules as traditional exchanges and broker-dealers. The group warned that allowing tokenized equities to trade under lighter oversight could damage market transparency, weaken investor protections, and disrupt the stability of public capital markets. According to the WFE, financial innovation should not become a shortcut to avoid legal responsibilities. The organization emphasized that tokenized stocks, which are digital representations of publicly traded shares, should be held to the same standards as regular equities. These standards include market surveillance, investor disclosures, anti-money laundering processes, and strong custody controls. Without those protections, investors may be exposed to higher risks, including fraud, system f...

Ripple’s U.S. dollar-backed stablecoin, RLUSD, has reached a major regulatory milestone after being officially recognized for use within Abu Dhabi’s leading international financial zone. This decision marks a significant step forward for Ripple and highlights the growing acceptance of regulated digital assets in the Middle East’s financial ecosystem. Under the new regulatory approval, licensed financial institutions operating within Abu Dhabi’s financial free zone are now permitted to use RLUSD for regulated financial services, including payments, settlements, custody services, and other blockchain-based transactions. The recognition places RLUSD among a small number of digital assets approved for regulated use by authorized entities in the region. RLUSD is designed as a fiat-backed stablecoin that maintains a one-to-one peg with the U.S. dollar. Each token is supported by cash or cash-equivalent reserves to ensure value stability and trust among institutions. The approval reflects...

Japan is preparing to enforce a new set of cryptocurrency exchange regulations in 2026, bringing major changes to the country’s digital finance industry. The updated rules are aimed at protecting investors, reducing risk from cybercrime, and improving long-term market stability. With crypto adoption growing rapidly, Japanese regulators are now prioritizing safety and transparency across all licensed trading platforms. Mandatory Liability Reserves for Crypto Platforms One of the most important changes involves a new requirement for crypto exchanges to maintain liability reserves. These reserves are backup funds or insurance protections that will be used to compensate customers if an exchange is hacked or experiences serious technical failures. Each exchange will be required to maintain a reserve based on its size, business volume, and risk exposure. Larger platforms will need to hold more funds, while smaller exchanges may be allowed to meet requirements through approved insurance p...

Fuse Crypto Limited has received a significant regulatory milestone after the U.S. Securities and Exchange Commission (SEC) issued a no-action relief letter regarding the company’s green energy rewards token. The decision allows the company to proceed with its consumer-focused energy-incentive token model without facing enforcement action, provided it operates according to the structure it described. The token developed by Fuse Crypto Limited is designed as a consumptive digital reward , not a speculative investment. Consumers earn the token by participating in sustainable energy programs, adopting distributed energy resources (DERs), enrolling in virtual power plant (VPP) initiatives, shifting energy usage to support grid stability, or completing in-app activities that encourage greener energy habits. According to Fuse Crypto Limited’s submission, the token can be redeemed within the company’s ecosystem for benefits such as discounts on energy-related products, installation services,...

Pi Coin (the native token of Pi Network) is sharpening its regulatory strategy in Europe by prioritizing full adherence to the EU’s Markets in Crypto-Assets (MiCA ) framework before pushing ahead with full ISO 20022 integration. This project-level focus on MiCA is designed to unlock regulated EU exchange listings and give Pi a clear legal status in one of the world’s most tightly governed crypto markets. According to recent regulatory filings and project updates, Pi Network has officially registered under the MiCA regime and updated its documentation to align with the new EU rulebook. This move allows the project to seek admission to trading on licensed European exchanges once the necessary market-admission approvals are granted. The MiCA whitepaper even notes plans for the PI token to debut on EU-regulated platforms and other MiCAR-compliant venues. For many holders searching long-tail terms like Pi Coin MiCA compliant EU exchanges or is Pi Coin legal in Europe under MiCA, this is ...

In a major policy shift for the financial industry, U.S. banking regulators have issued new guidance allowing national banks to hold and use cryptocurrency for specific, permissible banking activities. This change reverses earlier restrictions that discouraged banks from directly engaging with public blockchain networks or holding native digital assets on their own balance sheets. The updated position confirms that banks may maintain limited amounts of cryptocurrency when it is necessary to support activities already considered part of the business of banking such as paying blockchain network fees, validating transactions, or testing digital asset platforms. These activities have become increasingly relevant as banks develop blockchain-based payment systems, custody services, and settlement solutions. Why the Policy Change Matters Historically, banks were constrained from using public blockchain networks due to supervisory guidance that required additional approvals and imposed heavy c...

In a significant development for the future of digital-asset regulation in the United States, the Senate Agriculture Committee has officially advanced the nomination of Michael Selig to become the next Chair of the Commodity Futures Trading Commissio n (CFTC). The decision followed a narrow committee vote, highlighting the heightened political attention surrounding the direction of crypto oversight in Washington. Selig’s nomination comes at a time when regulatory clarity for cryptocurrencies , prediction markets, and digital-asset derivatives has become a central priority for lawmakers, industry participants, and consumers. The CFTC, historically responsible for overseeing commodity derivatives markets, is poised to take on an expanded role if Congress finalizes legislation that better defines the boundaries between securities and commodities in the digital-asset space. Why Selig’s Nomination Matters The advancement of Selig’s nomination underscores the federal government’s renewed ...

In a significant display of institutional activity in the crypto sphere, BlackRock has transferred 3,064 Bitcoin (BTC)  valued at approximately US $280 million  and 64,707 Ethereum (ETH)  valued at around US $198.7 million  into Coinbase’s institutional custody, according to Arkham Intelligence data.  This move raises several questions: Is BlackRock preparing for large-scale trading, accumulating for long-term holdings, or repositioning ahead of regulatory and market shifts? Let’s explore what the transfer indicates, why it is important, and what investors should keep an eye on. What happened & key figures BlackRock-linked addresses deposited 3,064 BTC to Coinbase. The deposit value of the BTC portion is about US $280 million (using the approximate price at the time of movement).  At the same time, 64,707 ETH were moved to Coinbase, valued at approximately US $198.7 million . Total value of the combined move: roughly US $478.7 million ....